Qualified Charitable Distribution (QCD) A key tax efficient strategy where you can send donations directly from your retirement plan to the charity of your choice. Click to download our QCD Basics and Benefits Tip Sheet Restrictions apply. Shariden Consulting and Wealth Management & LPL Financial, do not provide legal or tax advice. The information herein is general in nature and should not be considered legal or tax advice. Consult an attorney or tax professional regarding your specific situation.