Robo Investment Advice meets Human Intelligence
GWP is an advisor-enhanced virtual platform, created to help those growing their wealth gain access to efficient investment portfolios, obtain goal planning tools and the ability to connect to a personal financial professional to provide the guidance that a robot cannot.
We know you are busy! If you are a member of the Gen X family, you are constantly short on time and find meeting with an advisor in a traditional capacity to be challenging. The Robo investment advisor and virtual personal advice platform was created for you!
The Virtual platform also allows us to serve the adult children of our clients. Offering investment solutions and education to help them make smart financial decisions increases the financial strength of the entire family. When the time comes to transfer wealth to the next generation, integration is seamless as we already know and understand the unique financial situation of each child, while always maintaining confidentiality.
We believe our professional duty is to lend a helping hand by providing advice to individuals and families who have an interest in learning how to grow their wealth.
With increased industry regulation, most firms have been decreasing their client base by increasing account minimums and quickly shifting service to call centers. This is leaving most Americans with fewer options and less access to guidance from a financial professional.
On the contrary, we are leveraging technology to be able to help all levels of wealth.
Automated, Easy Setup Available 24/7
Complete an investor profile questionnaire to receive your suggested investment strategy.
Electronically aggregate your existing accounts to receive suggestions tailored for you.
Complete a few short steps online to open your GWP account by either making a deposit or transferring assets from another institution. *
Pay yourself first! Set up systematic contributions to begin building your wealth. It all starts with small steps and small systematic contributions pave the way to future results.
Automated glidepath to retirement. GWP will provide an investment allocation and roadmap designed to help you pursue your goals.
Human review. We review the automated recommendations and will provide interpretation to make sure they are in line with your overall situation.
*Minimum account balance is $5,000
Simplified, Efficient Portfolio Management
Diversification with low-cost exchange-traded funds (ETFs) that adjust over time to match your goals and time horizon.
Algorithm-based rebalancing is used to automatically return your portfolio to is optimal design. This occurs at the time of portfolio drift, rather than on a set quarterly time frame. Making your portfolio efficient in real time.
Tax aware investing, smart capital gains awareness and automated tax loss harvesting. GWP makes intelligent moves when possible to:
- offset gains in taxable accounts.
- evaluate trades for their tax impact vs. long term benefit to the portfolio.
- place tax-inefficient investments, such as certain bond ETFs, in tax sheltered accounts when possible.
- will perform tax loss harvesting for couples at the household level.
Automated deposit investing. GWP automatically places client cash deposits and cash dividends where needed to continuously bring the portfolio in-line with your optimal allocation.
Access to a Personal Financial Professional
Personal guidance from a team that cares about your financial success. A phone or video conference meeting is part of our client on-boarding process, so we can get to know you to make sure your goals are in-line with the automated recommendations. Access to a financial professional is not generally available with other Robo advisors or do-it-yourself platforms.
Tailored on-demand educational podcast and workshops delivered directly from us to you! We are continuously communicating important timely advice through podcasts, emails and workshops, with actionable items to improve your overall financial health.
Streamline your financial planning. If you require additional planning or have a complex situation arise, we are able to efficiently help you under our hourly financial consulting agreement.
Our goal is to help you make informed and smart decisions. We are here to coach you through all major financial decisions and purchases, answer questions and provide insight through challenging market conditions.