Fraud Prevention Friday Actionable Advice: Sign up for Credit Karma to receive free Credit Monitoring and to better understand and monitor your credit score.
I learned I was a victim of identity theft when I was notified by Credit Karma’s free monitoring service of a hard inquiry on my credit report.
Having this technology allowed me to catch the fraudulent activity within 2 days, but it still ended up costing me 20 hours of my life to rectify the situation. I was lucky! According to the FTC, victim’s report an average of 200 hours of work and 6 months to recover from identity theft.
In addition to Free Credit Monitoring, Credit Karma provides:
🔸 Your Credit Scores from 2 of the 3 bureaus
🔸 Access to your TranUnion and Equifax reports
🔸 Current credit balances
🔸 Insights. Telling you what’s affecting your credit positively or negatively
🔸 Personal Recommendations to use your credit more wisely
Don’t allow yourself to fall victim to identity theft. We are giving you the resources and tools needed to proactively protect yourself, helping you Be More Healthy, Wealthy and Wise.
Please Note: If you have your credit frozen, you will need to unfreeze your credit to download the APP. Recently, we have discovered it is now FREE to freeze and unfreeze your credit, and the unfreeze is instantaneous.