What is your biggest fear right now?
What is currently keeping you up at night?
Your fears reveal what you care about most. They tend to change as you enter different stages of life. Most of your fears are about what the future holds.
With my daughter’s recent 6th birthday, and our Kid Focused September, I was reminded of the fears I had when entering parenthood.
There were personal fears. How will I create a family/work life balance? Will it change my relationship with my husband, with my friends? And of course, every woman’s fear, will my body ever be the same again?
There were money fears. Can we afford the additional expenses such as formula, diapers and childcare? Will I continue to work full time, part time or stay at home. How much Life Insurance and what type do we need? Will our emergency fund suffer, and will I still be able to build my retirement nest egg?
What helped me was applying what I call The EPPIC Method™. First, I Evaluated each area from many different angles. Then I determined a Plan. No, not everything can be planned. You must also find ways to Protect your plan. I Invested time, energy and money. And the most important piece, you must have someone that cares about you who is there to Coach you when things aren’t going according to plan.
Having a process, and someone by your side, allows you to slow down so you can focus on finding a solution. Most importantly, it gives you confidence about your future, reducing your stress and anxiety.
To help conquer your fears, we have a gift for you! You can learn how to apply this method by enrolling in The EPPIC Challenge™ 5 steps to Be More Healthy, Wealthy and Wise™.
Have an EPPIC™ Day!
P.S. Since childcare is one of the biggest fears facing many new parents here are a few tips:
🔸Set up a Nanny Share, find a local family in your area with similar childcare needs.
🔸Ask your provider for a sibling discount
🔸Ask family for help with childcare and split the time with an in home or daycare center
🔸Prepay for childcare, some centers will provide a discount when you pay upfront
🔸Set up a Dependent Care Flexible Spending Account. With a dependent care FSA, you can allocate up to $5,000.00 per year in pre-tax dollars. You need to know that FSA’s operate on a use it or lose it basis.