This is the system most banks use to verify your identity when opening a bank account. They check for derogatory information regarding your banking history to assess their risk of opening a new account with you.

Placing a freeze through ChexSystems will prohibit anyone from opening new Bank Accounts in your name and writing bad checks.

It is easy and free!

The process is very similar to freezing/unfreezing your credit reports. After entering your personal identifiable information, you will receive a pin that you will need to use to unfreeze your ChexSystems report if you wanted to open a new bank account in the future.